Your Crypto. Your Wallet. Your Keys.
Pay with an INTERAC e-Transfer® and your crypto goes from your bank straight to a wallet you own.
You want to receive
You need to send
* The floating rate can change at any point due to market conditions, so you might pay more or less crypto than expected.
INTERAC e-Transfer®
STEP-BY-STEP GUIDE
How It Works
Step 1
Verify Phone Number
Step 2
Enter Wallet Address
Step 3
Confirm Final Amount
Step 4
Send INTERAC e-Transfer®
Send crypto to the wallet you already use
Pay with INTERAC e-Transfer® and your crypto is sent straight to your own wallet. No new app to download, no account to open.
These are a few examples of wallets to use. Send your crypto to any of these or any other self-custody wallet that supports the coin you buy.
How We Compare
Localcoin | Bitcoin Well | Wealthsimple Core | |
|---|---|---|---|
Crypto sent to your own wallet at purchase | ✅ Non-custodial | ✅ Non-custodial | Custodial, withdraw separately. |
Start without a full account | ✅ Phone verification | ✅ Email sign-up | ❌ Full account + ID |
Daily limit | $14,925 (Verified user) | $2,995 | No set cap, deposit-gated. |
Canadian & regulated | ✅ FINTRAC | ✅ | ✅ CIRO |
Buy fees | 4% | 4% (on Lite tier) | 1.5% - 2% |
External wallets accepted | ✅ | ✅ | After withdrawal only |
WHY BUY ONLINE
Buy Crypto Online, Anywhere in Canada
From your phone or laptop, sent straight to a wallet you control.
Just Your Phone
No account, no sign-up.
BUY ONLINE
Buy Crypto Online Today
Low Fees
A simple 4% fee, with discount codes that cut it as low as 2%.
Buy From Anywhere
From your phone or laptop, anywhere in Canada, any time.
Just Your Phone
No sign-up wall, no exchange onboarding, just verify your number.
Your Crypto, Your Keys
Sent straight to a wallet you control, we never hold it.
Cryptocurrencies Offered
FAQ
Most purchases are completed within minutes. Once your INTERAC e-Transfer payment is received and confirmed, your crypto is sent directly to the wallet address you provided. In some cases, delivery can take up to 30 minutes depending on payment confirmation times and crypto network traffic. Your final crypto amount is calculated using the exchange rate at the moment we receive your payment.
The minimum purchase is $5 and the maximum is $995 per transaction. Verified users can unlock higher limits of up to $14,925 per day.
The standard buy fee is 4%. With a recurring discount code, you can save up to 50% on fees, bringing your rate as low as 2%. Codes are limited-time and promotional.
You can buy the cryptocurrencies shown in the calculator dropdown. Available coins and networks may change over time.
No. Once the payment request is created, the wallet address cannot be changed. Please carefully review your wallet address before continuing.
Your payment may still be accepted, but your final crypto amount will be calculated using the rate available when we receive your payment.
Please send the exact amount shown on screen. If the wrong amount is sent, your transaction may require manual review — our support team can help.
Yes. Localcoin is registered with FINTRAC as a Money Services Business in Canada and has served 250,000+ customers since 2016.
We never hold your crypto. Every purchase is sent directly to the wallet address you provide, so your coins are in your control from the moment the transaction completes. Double-check your wallet address before paying — crypto transactions can't be reversed.
Live customer support is available. Visit our support centre to chat with the team or browse help articles.
Your Crypto, In Your Wallet, In Minutes
Pay with INTERAC e-Transfer® and your crypto lands in a wallet only you control. No account needed - just your phone.
Buy Online Now