What Bitcoin did for regular people, Ripple (XRP) is doing for major financial institutions. Instead of direct peer-to-peer transactions, it’s streamlining how these institutions send money across borders. Ripple poses an existential threat to the current SWIFT system by using blockchain technology to make global payments faster and more efficient. If you’ve ever had to wire money abroad through your bank, you know how slow, expensive, and tedious the process can be. It also has a high failure r
